The stock market continued its strong performance in October despite uncertainty from a government shutdown and renewed trade tensions with China early in the month. Many major indices reached new all-time highs after recovering from a brief period of volatility. Bonds also contributed positively to portfolios as interest rates declined, fueled partly by the Federal […]

Investors experience market swings as a normal part of investing, and this year has been no exception. While market declines – such as the tariff-driven sell-off – can be uncomfortable, they also create opportunities to invest at more attractive valuations. On the other hand, when markets recover and climb to record levels, some investors may […]

“Wealth is not just about having money. It’s about having options — and the peace of mind to enjoy them.” When we sit down with successful retirees, there’s a common thread: it’s not just luck or timing that keeps them comfortable. It’s their habits — the intentional decisions they make, day after day, year after […]

What you need to know — and how to protect yourself “I never expected a letter from the IRS. I thought I did everything right.” That’s what one of our clients told us this spring — after an unexpected AI-triggered audit flagged his perfectly normal dental practice. It shows how AI audits IRS decisions, especially […]

Throughout July, the S&P 500 achieved ten fresh record peaks, driven by robust earnings reports, steady economic indicators, and emerging trade agreements established before the tariff implementation date. Six straight record closings occurred during the month’s latter half, pushing the S&P 500’s year-to-date performance to 7.8%. Nevertheless, market volatility and economic uncertainty emerged as the […]

How to Plan for the “Bonus Decades” — Without Running Out of Money “You are never too old to set another goal or to dream a new dream.” — C.S. Lewis We used to think of retirement as a final chapter. Now? It’s a whole new book. With breakthroughs in medicine, wellness, and technology, many […]

It’s not the years in your life that count; it’s the life in your years.” — Abraham Lincoln Picture this: Mike is 67. He’s a successful business owner who’s ready to hang up his hat and enjoy his retirement. But instead of feeling excited, the last few months have been filled with fear and overwhelm. […]

Why influencer estate planning is More Important Than You Think (Before It’s Too Late) Picture this: Your 14-year-old starts posting short cooking clips on TikTok, which can make influencer estate planning crucial early on. Suddenly, her video goes viral. Brands come calling. She starts making serious money — through merch, ad revenue, and collaboration fees. […]

Hey there, have you heard the news? The Retirement Age just changed! If you’re in your late 50s or early 60s—or have parents or loved ones who are—then April 2025 brings some news you don’t want to miss. The U.S. retirement age has officially shifted again, and it’s leaving many folks wondering: “Can I still […]

What You Really Need to Know About Estate Planning Before You Travel Let’s face it—planning a family vacation can be a whirlwind. Between booking flights, finding the perfect Airbnb, and making sure the kids don’t forget their swim goggles, there’s a lot to juggle. But one thing most families forget to put on their pre-vacation […]

Feeling overwhelmed by money worries? You’re not alone. Many people experience financial anxiety, whether it’s due to rising costs, job uncertainty, or planning for the future. The good news is that with the right strategies, you can manage financial anxiety and gain peace of mind about your finances. At Quraishi Law & Wealth, we believe […]

Deciding how to take a pension is a big financial decision that can significantly impact long-term security. One of the most common questions people ask when they retire is: Should I take my pension as a lump sum or opt for regular payments? This decision isn’t one-size-fits-all. It depends on financial goals, lifestyle needs, and […]