The SMART Wealth Planning Process
If you're like most people who come to see us, you're concerned about having enough money in retirement or how taxes might affect your income. Maybe you're worried about providing your loved ones after you're gone. We can help. Together, we'll design your customized SMART Wealth Plan to address your unique needs and lifestyle goals.
lower taxes | greater wealth | Lasting Legacy
lower taxes
greater wealth
lasting legacy
Discover what matters most to you
Our initial Discovery Meeting gives us a chance to understand what your ideal retirement looks like. We'll discuss your goals and concerns, review your current finanacial situation and answer any questions.
If we're a good fit to work together, we'll explain our unique planning process and how to get started.
1
Create a strategy for your ideal future
Our next meeting transforms your visualizations into specific goals and actions as we review your Retirement Report Card. We will show you where you currently stand in the 5 critical areas of retirement planning, and make recommendations on how to address any gaps to achieve your ideal retirement vision.
Along the way we'll educate you about different options, explain the pros and cons, and you'll let us know the best for your situation. At this meeting, you will be able to decide if you like the way we do things, and if you'd like our help in moving forward.
2
build your financial, legal and life plan
Once you decide to become a Quraishi Law & Wealth client, your unique plan is finalized with clear expectations and next steps.
Depending on your needs, we complete action items in investments, estate planning, tax, insurance, then discuss strategies to maintain focus and proactively plan for the future. This may take a series of meetings to fully implement your foundational plan.
3
Review your plan and update as necessary
After we've created your plan, our work has just begun. That's because your needs and goals change over time. After we implement you initial SMART Wealth Plan, we'll regularly review and adjust it to ensure it aligns with your current situation and maximizes your financial security.
4
Schedule your free call
Have a question not listed here?
Who’s a good fit?
How does Quraishi Law & Wealth make money?
Do you offer proactive tax planning?
Are you a fiduciary?
- Are retired or planning to retire within the next 5-7 years and seek a dedicated team to manage your planning and investments.
- Value a proactive team that vigilantly monitors for blind spots and opportunities in your financial landscape.
- Are a genuinely nice person who values mutual respect in professional relationships.
- Are a diligent saver who, through consistent financial prudence, has accumulated a retirement nest egg typically ranging from $500,000 to $1 million+.
Our comprehensive wealth management services are based on a percentage of the investments we manage, typically around 1% per year. This fee includes ongoing retirement and tax planning, as well as many additional services.
Wealth management clients also receive certain levels of estate planning and tax services included at no extra cost, ensuring a fully integrated financial strategy.
For those who choose to work with us for estate planning or tax planning only, we charge a one-time flat fee—never by the hour—so you’ll know exactly what you’re paying upfront.
Additionally, all new client relationships begin with a one-time financial planning fee, which varies based on complexity and is discussed during your complimentary Discovery meeting.
Yes, at Quraishi Law & Wealth, we not only offer proactive tax planning, but we also prepare and file tax returns for most of our clients. Filing taxes typically involves looking back, but our approach integrates forward-thinking strategies that enhance tax efficiency both now and in the future.
Our proactive tax planning focuses on helping you save taxes efficiently before retirement and optimizing tax-efficient withdrawals during retirement. By preparing and filing your tax returns, we can directly apply these strategies and measure the actual tax savings achieved, ensuring that the planning aligns perfectly with the outcomes on your return. This integrated approach allows us to continually refine and optimize your financial strategies effectively.
Yes, we are proud to act as fiduciaries for our clients. This means we are legally and ethically obligated to put your interests ahead of our own at all times. We are committed to providing transparent, honest, and impartial advice, ensuring that the financial decisions we help you make are tailored to your best interests.
At Quraishi Law & Wealth, we believe that estate and tax planning are most effective when they’re part of a comprehensive financial strategy. That’s why we primarily offer these services to our wealth management clients—ensuring that every aspect of their financial life, from investments to tax efficiency to legacy planning, works together seamlessly.
However, we recognize that some individuals may need focused estate or tax planning services without full wealth management. For this reason, we offer a very limited number of estate and tax planning-only consultations each month, based on availability. If you’re interested in securing one of these slots, we encourage you to reach out as soon as possible.
By taking an integrated approach, we help our clients not only protect their legacy and reduce tax burdens but also build a stronger financial future. Let’s explore how we can help you create a plan that serves you and your family for years to come.