Six Social Security Changes Coming in 2026 — What You Must Know Before the Music Stops

The stock market continued its strong performance in October despite uncertainty from a government shutdown and renewed trade tensions with China early in the month. Many major indices reached new all-time highs after recovering from a brief period of volatility. Bonds also contributed positively to portfolios as interest rates declined, fueled partly by the Federal […]

Do you remember what a gallon of milk cost 10 years ago? Exactly. Inflation has become the uninvited guest at every retiree’s table — eating away at purchasing power one grocery bill at a time. And while everyone’s talking about it, few are planning for it. 🔥 The Real Threat Inflation isn’t just about higher […]

Let’s start with a reality check about the upcoming SECURE 2.0 pretax catch-up rule in 2026: If you’re a high earner who loves maxing out your 401(k), your 2026 paycheck may look a little different — and not in a good way. Here’s why the SECURE 2.0 pretax catch-up rule in 2026 affects your contributions. […]

Investors experience market swings as a normal part of investing, and this year has been no exception. While market declines – such as the tariff-driven sell-off – can be uncomfortable, they also create opportunities to invest at more attractive valuations. On the other hand, when markets recover and climb to record levels, some investors may […]

If you’re 65 or older, Congress just handed you a tax break — but it’s one with a timer. Between 2025 and 2028, a new senior deduction (often called in the media the “Social Security deduction”) could save you thousands on your taxes. The catch? Not everyone qualifies. And if you do qualify, you’ll want […]

For decades, retirement was seen as a time to slow down, relax, and live off your nest egg. But in 2025, more retirees are proving that the story doesn’t end there. Instead of sitting on the sidelines, they’re launching businesses, chasing passions, and creating what experts call the “second act economy.” We’ve met retirees starting […]

“Wealth is not just about having money. It’s about having options — and the peace of mind to enjoy them.” When we sit down with successful retirees, there’s a common thread: it’s not just luck or timing that keeps them comfortable. It’s their habits — the intentional decisions they make, day after day, year after […]

The stock market climbed to new all-time highs in August, while bonds also contributed positively to portfolios. This occurred despite continued uncertainty around tariffs, Fed independence, and technology stocks. The month began with U.S. tariffs going into effect against most major trading partners after the initial 90-day pause. A federal appeals court later ruled that […]

How to make the smartest decision for today’s economy “I’ve got 12 years left on my mortgage. Can I really afford to retire with that hanging over me?” That’s one of the most common (and important) questions we get. And in 2025, it’s not a simple yes or no. With interest rates still high, inflation […]

What you need to know — and how to protect yourself “I never expected a letter from the IRS. I thought I did everything right.” That’s what one of our clients told us this spring — after an unexpected AI-triggered audit flagged his perfectly normal dental practice. It shows how AI audits IRS decisions, especially […]

Throughout July, the S&P 500 achieved ten fresh record peaks, driven by robust earnings reports, steady economic indicators, and emerging trade agreements established before the tariff implementation date. Six straight record closings occurred during the month’s latter half, pushing the S&P 500’s year-to-date performance to 7.8%. Nevertheless, market volatility and economic uncertainty emerged as the […]