Let’s start with a reality check about the upcoming SECURE 2.0 pretax catch-up rule in 2026: If you’re a high earner who loves maxing out your 401(k), your 2026 paycheck may look a little different — and not in a good way. Here’s why the SECURE 2.0 pretax catch-up rule in 2026 affects your contributions. […]

Investors experience market swings as a normal part of investing, and this year has been no exception. While market declines – such as the tariff-driven sell-off – can be uncomfortable, they also create opportunities to invest at more attractive valuations. On the other hand, when markets recover and climb to record levels, some investors may […]

For decades, retirement was seen as a time to slow down, relax, and live off your nest egg. But in 2025, more retirees are proving that the story doesn’t end there. Instead of sitting on the sidelines, they’re launching businesses, chasing passions, and creating what experts call the “second act economy.” We’ve met retirees starting […]

“Wealth is not just about having money. It’s about having options — and the peace of mind to enjoy them.” When we sit down with successful retirees, there’s a common thread: it’s not just luck or timing that keeps them comfortable. It’s their habits — the intentional decisions they make, day after day, year after […]

The stock market climbed to new all-time highs in August, while bonds also contributed positively to portfolios. This occurred despite continued uncertainty around tariffs, Fed independence, and technology stocks. The month began with U.S. tariffs going into effect against most major trading partners after the initial 90-day pause. A federal appeals court later ruled that […]

What you need to know — and how to protect yourself “I never expected a letter from the IRS. I thought I did everything right.” That’s what one of our clients told us this spring — after an unexpected AI-triggered audit flagged his perfectly normal dental practice. It shows how AI audits IRS decisions, especially […]

Understanding the One Big Beautiful Bill small business tax implications is crucial for every entrepreneur and legacy builder today. “The best time to plant a tree was 20 years ago. The second-best time is now.” – Chinese Proverb If you’re a business owner, entrepreneur, or building generational wealth, July 2025 just changed your tax future. […]

President Dwight Eisenhower is often quoted as saying “what is important is seldom urgent and what is urgent is seldom important.” This perfectly captures the challenges many investors face, since it often feels as if every breaking market and economic development is urgent and requires immediate action. That has certainly been the case this year […]

It’s not the years in your life that count; it’s the life in your years.” — Abraham Lincoln Picture this: Mike is 67. He’s a successful business owner who’s ready to hang up his hat and enjoy his retirement. But instead of feeling excited, the last few months have been filled with fear and overwhelm. […]

Why influencer estate planning is More Important Than You Think (Before It’s Too Late) Picture this: Your 14-year-old starts posting short cooking clips on TikTok, which can make influencer estate planning crucial early on. Suddenly, her video goes viral. Brands come calling. She starts making serious money — through merch, ad revenue, and collaboration fees. […]

“It’s not about how much you make. It’s about how much you get to keep.” – Anonymous If you’re a business owner, high-income professional, or nearing retirement, you need to have 2026 circled in red on your financial calendar. Why? Because the tax landscape is about to change—dramatically. Thanks to the 2017 Tax Cuts and […]

The famous investor Peter Lynch once wrote that “far more money has been lost by investors trying to anticipate corrections, than lost in the corrections themselves.” The topic of stock market corrections, defined as declines of 10% or more from all-time highs, rose to the forefront in the first quarter as major market indices stumbled. […]